Today's world is fraught with challenge. It is complex, interdependent, and volatile; and the subject of risk lies squarely at the heart of the matter. With myriad risk-based pressure points providing stress, friction, and opportunity in the global business system, we at Marsh have an obligation to help our clients make sense of it all.

A collection of research and commentary, Marsh Risk Journal is intended to illustrate the changing nature of risk management and highlight our viewpoint on a few challenging and pervasive issues.

With the full measure of our global scale and risk thought leadership, Marsh is committed to helping our clients secure the future for their employees, shareholders, and customers, despite the relentless challenges of the global economy. We hope you find value in this first edition of the Marsh Risk Journal.

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