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About Risk

What is Risk?

It means something different to every business. Some risks are predictable, like the cost of growing a business. Others come out of the blue, like natural disasters or unexpected market shifts. Whatever challenges our clients face, Marsh creates and delivers solutions and services that help manage them.

For our colleagues, that means understanding the pressures and intricacies of an ever-shifting economy. It means managing risk in an increasingly complex business environment. It means offering an unparalleled depth and breadth of knowledge. It means we offer you the richest possible career development opportunities. Why? Because we're not just hiring "colleagues." We're bringing people aboard who will serve as our clients' closely trusted business advisors to create and deliver risk solutions and services that make them more successful.

As a Marsh colleague, the ultimate objective is to become a trusted business advisor for our clients. Therefore, you must constantly use your knowledge and skills to examine the full range of risks our clients face — and, most importantly, identify and assess those risks and help develop optimal solutions. Marsh's role in managing risk has continuously expanded to identify, assess, and mitigate its clients' risks within the full scope of their business operations. Marsh is now referred to as a Risk Advisor.

Four Quadrants of Business Risk
Operational Risks
  • Commodity Costs
  • Labor Costs
  • Employee Turnover
  • Maintenance Repair
  • Supply Chain
  • Information Systems
Strategic Risks
  • Growth Strategy
  • Branding / Image
  • Competitive Threats
  • Research & Development
  • Intellectual Capital
  • Pricing Targets
Hazard Risks
  • Employee Injury / Illness
  • Third-Party Liability
  • Natural Disasters
  • Theft & Property
  • Legal Risks
Financial Risks
  • Cost of Capital
  • Liquidity & Cash Flow
  • Currency Fluctuations
  • Debt Structure
  • Credit Default
  • Interest Rate Changes

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